Terms of Service

Terms of Service

Terms of Service

Last Updated: Feb 10th, 2024

Last Updated: Feb 10th, 2024

Last Updated: Feb 10th, 2024

Welcome to Voluntary Group Benefits USA ("VGB," "we," "us," or "our"). By accessing or using our website vgb-usa.com (the "Site"), you agree to comply with and be bound by the following Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.

Welcome to Voluntary Group Benefits USA ("VGB," "we," "us," or "our"). By accessing or using our website vgb-usa.com (the "Site"), you agree to comply with and be bound by the following Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.

Welcome to Voluntary Group Benefits USA ("VGB," "we," "us," or "our"). By accessing or using our website vgb-usa.com (the "Site"), you agree to comply with and be bound by the following Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.

1. Use of the Site

  • Eligibility: You must be at least 18 years old and capable of forming a binding contract to use our Site.

  • License: We grant you a limited, non-exclusive, non-transferable, and revocable license to use the Site for personal or internal business purposes.

2. User Responsibilities

  • Accuracy: You are responsible for providing accurate and current information when using our Site.

  • Prohibited Activities: You agree not to engage in any unlawful, harmful, or disruptive activities on the Site.

3. Intellectual Property

  • Ownership: All content, trademarks, and other intellectual property on the Site are owned by VGB or its licensors. You may not use, reproduce, or distribute any content without our permission.

4. Privacy

  • Privacy Policy: Your use of the Site is also governed by our Privacy Policy, which can be found on our Privacy Policy page.

5. Limitation of Liability

  • Disclaimer: The information provided on the Site is for general informational purposes only. We do not guarantee the accuracy, completeness, or reliability of any content.

  • No Warranty: We provide the Site "as is" and without any warranty or condition, express, implied, or statutory.

6. Termination

  • Termination: We reserve the right to terminate or suspend your access to the Site at our discretion, without notice, for any reason.

7. Changes to the Terms

  • Modification: We may update these Terms periodically. Your continued use of the Site after changes signify your acceptance of the updated Terms.

8. Governing Law

  • Jurisdiction: These Terms are governed by and construed in accordance with the laws of the state of Idaho, without regard to its conflict of law principles.

9. Contact Us

  • Questions: If you have questions about these Terms, please contact us at bill@vgb-usa.com.

1. Use of the Site

  • Eligibility: You must be at least 18 years old and capable of forming a binding contract to use our Site.

  • License: We grant you a limited, non-exclusive, non-transferable, and revocable license to use the Site for personal or internal business purposes.

2. User Responsibilities

  • Accuracy: You are responsible for providing accurate and current information when using our Site.

  • Prohibited Activities: You agree not to engage in any unlawful, harmful, or disruptive activities on the Site.

3. Intellectual Property

  • Ownership: All content, trademarks, and other intellectual property on the Site are owned by VGB or its licensors. You may not use, reproduce, or distribute any content without our permission.

4. Privacy

  • Privacy Policy: Your use of the Site is also governed by our Privacy Policy, which can be found on our Privacy Policy page.

5. Limitation of Liability

  • Disclaimer: The information provided on the Site is for general informational purposes only. We do not guarantee the accuracy, completeness, or reliability of any content.

  • No Warranty: We provide the Site "as is" and without any warranty or condition, express, implied, or statutory.

6. Termination

  • Termination: We reserve the right to terminate or suspend your access to the Site at our discretion, without notice, for any reason.

7. Changes to the Terms

  • Modification: We may update these Terms periodically. Your continued use of the Site after changes signify your acceptance of the updated Terms.

8. Governing Law

  • Jurisdiction: These Terms are governed by and construed in accordance with the laws of the state of Idaho, without regard to its conflict of law principles.

9. Contact Us

  • Questions: If you have questions about these Terms, please contact us at bill@vgb-usa.com.

1. Use of the Site

  • Eligibility: You must be at least 18 years old and capable of forming a binding contract to use our Site.

  • License: We grant you a limited, non-exclusive, non-transferable, and revocable license to use the Site for personal or internal business purposes.

2. User Responsibilities

  • Accuracy: You are responsible for providing accurate and current information when using our Site.

  • Prohibited Activities: You agree not to engage in any unlawful, harmful, or disruptive activities on the Site.

3. Intellectual Property

  • Ownership: All content, trademarks, and other intellectual property on the Site are owned by VGB or its licensors. You may not use, reproduce, or distribute any content without our permission.

4. Privacy

  • Privacy Policy: Your use of the Site is also governed by our Privacy Policy, which can be found on our Privacy Policy page.

5. Limitation of Liability

  • Disclaimer: The information provided on the Site is for general informational purposes only. We do not guarantee the accuracy, completeness, or reliability of any content.

  • No Warranty: We provide the Site "as is" and without any warranty or condition, express, implied, or statutory.

6. Termination

  • Termination: We reserve the right to terminate or suspend your access to the Site at our discretion, without notice, for any reason.

7. Changes to the Terms

  • Modification: We may update these Terms periodically. Your continued use of the Site after changes signify your acceptance of the updated Terms.

8. Governing Law

  • Jurisdiction: These Terms are governed by and construed in accordance with the laws of the state of Idaho, without regard to its conflict of law principles.

9. Contact Us

  • Questions: If you have questions about these Terms, please contact us at bill@vgb-usa.com.

Ready to upgrade your benefits?

Explore our range of insurance solutions for comprehensive coverage and peace of mind.

Voluntary Group Benefits USA offers fixed indemnity, ancillary, and pet insurance group plans. Our plans empower you to confidently manage unexpected medical expenses and prioritize your health.

Copyright © 2024 Voluntary Group Benefits USA

Ready to upgrade your benefits?

Explore our range of insurance solutions for comprehensive coverage and peace of mind.

Voluntary Group Benefits USA offers fixed indemnity, ancillary, and pet insurance group plans. Our plans empower you to confidently manage unexpected medical expenses and prioritize your health.

Copyright © 2024 Voluntary Group Benefits USA

Ready to upgrade your benefits?

Explore our range of insurance solutions for comprehensive coverage and peace of mind.

Voluntary Group Benefits USA offers fixed indemnity, ancillary, and pet insurance group plans. Our plans empower you to confidently manage unexpected medical expenses and prioritize your health.

Copyright © 2024 Voluntary Group Benefits USA